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La Micro-assurance, caractéristiques et impacts économiques dans les pays en développement : Exemple du Sénégal

Abstract : This thesis focuses on the contribution of microinsurance to the economic development of de-veloping countries. The context is one of inclusive and sustainable development in these countries where the vast majority of the population has no social security coverage and benefits very little from the fruits of growth. The contemporary vision of the economic development of a country, embodied by the United Nations and the specialized agencies, considers that it is characterized by strong economic growth accompanied by an improvement in the living conditions and well-being of the populations, through the fight against poverty. This type of development is a real challenge for a country like Senegal that aspires to emergence. Our thesis aims to show that insurance in general, and microinsurance in particular through its capacity to reduce vulnerability and strengthen the resilience of the population, contributes to making Senegalese economic growth inclusive. However, both the literature and our field surveys show that microinsurance is almost unknown to the people and that they need to be trained and made aware of the concept of insurance. The successful implementation of microinsurance requires state support and taking into account the economic, social, cultural and even religious realities of Senegal. It is within this framework that this thesis proposes an internal Senegalese microinsurance model and a pricing of health microinsurance marketed through community health mutuals in Senegal.
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Submitted on : Monday, April 4, 2022 - 10:53:19 AM
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Louis Magloire Faye. La Micro-assurance, caractéristiques et impacts économiques dans les pays en développement : Exemple du Sénégal. Economies et finances. Université d'Orléans, 2021. Français. ⟨NNT : 2021ORLE3130⟩. ⟨tel-03629201⟩

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